Monday, 19 December 2011

Grants For College - How To Find Free Money To Pay For College

By Steve Johnson

The purpose of college grants is very simply to help needy students afford to go to college. Students seeking grant money for college need to focus their personal search on the exact type of grant that will help further their goals, and grants that they actually qualify for to help them go to college.

Although not always an easy task, the search for college grants is indeed still a worthwhile endeavor.

Why Search For Grants?

Common sources where you might score grant funding include public civic organizations, private foundations, federal and state government agencies, college donors, and miscellaneous sources in your own local community.

Reasons for student aid are obvious -- not everyone has the means to pay for their college degree without some form of student assistance. College is expensive. Add to your potential college grants a mixture of personal savings, income from working a part-time job, self-employment or borrowing money in the form of costly student loans, and you should be able to find a way to pay for college.

The staggering cost of private, four-year colleges has put a strain on those seeking a higher education after high school. Many colleges and universities think nothing of charging $10,000 or more per semester.

Add to this the fact that rates of college tuition increases keep growing much faster than the rate of inflation, and the sad fact that they are fully expected to keep rising in the near future, and you will understand the dire need to uncover free money for college.

Grants For College -- How They Differ From Student Loans, Scholarships

Grants differ from scholarships and student loans is some very basic ways.

Grants are actually free money you get to use to attend a college or university and pursue a specialized degree. Where student loans need to be repaid, grants are yours to use for tuition, fees, books, living expenses, you name it.

Grants are usually based on your actual financial need, as compared to scholarships, which are based on your grade point average or your past merits or career achievements and are awarded by civic organizations.

How To Locate The Best College Grants

Seeking out college grants takes time, dedication, persistence and knowledge. Grants are most often categorized by major headings such as:
  • Student-specific Grants
  • Subject Matter-specific Grants
  • Career-specific Grants
  • Degree Goals
  • Minority Background
  • Gender
While the final category, "Gender", may seem discriminatory, that is not the case. Some organizations specifically target their grants toward women, to help level the playing field in financial aid for female students.

The most commonly known grants are the FAFSA -- the Free Application For Federal Student Aid. Uncle Sam wants you to go to school, and enhancements to the FAFSA program have been immense. Most of the work can get completed online. It is quite simple to seek out, apply and qualify for the FAFSA federal grants program or at our website,

In any event, finding grants for college is well worth the time and effort you put into it, and grants remain a solid portion of college aid.

Steve Johnson is a writer who founded, offering free, helpful articles on credit repair, credit card debt reduction, and personal financial management, plus "how-to" informative articles on a wide variety of topics.

One of the most popular topics at includes a free listing of the programs to get student loans excused.

Find out whether you are able to claim your FREE government grant by clicking here! Pay off those debts today... you might even have enough money left for a holiday :-) USA ONLY!

Monday, 5 December 2011

Get Out of Financial Troubles Using Free Money For Bills

By Kristeen Krishnan

Free money for bills are a type of government grants that are there to help people in dire need of money to pay off their bills and debts. There are times in everyone's life when things are simply over the head. It is in times like these that it is better to find solutions rather than give in to the situations. In order for these monetary problems and unpaid bills to vanish, there needs to be an external source of money. There are loans that you can take up to cope with the current situation and pay off the loan in better times.

The Truth behind Free Money

There is much more behind the concept than just pile of money waiting to be collected. There are different forms and types of assistance offered by the government to help people who are need of money. The concept behind free money is a little vague like special grants set aside for scientists or farmers. Basically you need to be able top do something in order to qualify for these grants.

Money for Bills; Not Exactly Free

It is true that there are small tasks always available on the internet, which you can do to earn some money. Writing blogs, making twitter entries, completing surveys, back linking and writing articles are some of the few tasks available on the internet. But, when you need money and need it quick, free money for bills is the best way to go. Whether you need as little as $100 or as big as $1500, you will get it.

Grants and Benefits

There are multiple different government grants for various sectors such as the LIHEAP grant for assisting in the heating bills. The National Energy Assistance Referral, the Government grants, benefits and financial aid sector and other government grants at are some of the benefits that can be availed as free money for bills.

Finding Creditors

There are many creditors that can be easily found online who are ready to grant loans for even as little as $100. Once the loan is accepted, it is easily transferred to your bank account. However, these loans are shot term and need to be taken off soon.

In the End

In the end, it can easily be concluded that even though there is no such thing as free money there are grants and offers that can guarantee easy access to money to pay off debts and these are often known as free money for bills.
Free money for bills is a great way of sailing through the tough financial times. It doesn't matter if you need $100 or $1500, you can use this option to get money. Just make sure you visit to learn more about the whole process of getting free money.

Find out whether you are able to claim your FREE government grant by clicking here! Pay off those debts today... you might even have enough money left for a holiday :-)